We'll always look for ways to say YES, even when other lenders CAN'T.
Getting an Ownership with bad credit may not be as difficult as you think, we'll listen to your story and look for the most suitable solution.
At Seafield Shared Ownership, we understand that sometimes in life, unexpected events happen that could knock your finances a little off track. But we don't feel that a small blip should get in the way of your home ownership dreams.
We'll consider your application on its own merits and look beyond your credit score to find a solution that works for you.
SHARED OWNERSHIP: LOWER MONTHLY PAYMENTS
You buy a share, we help make the rest more affordable.
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A RANGE OF OPTIONS
- We'll offer you the same LTV as someone with an A+ credit rating.
- We'll let you spread your Ownership over up to 40 years — even if that means it ends after you're due to retire.
- It just needs to end before you turn 85.