Last updated: [DATE TO BE CONFIRMED]
These terms and conditions (“Terms”) govern your use of the website www.ssog.co.uk (the “Site”), operated by Seafield Shared Ownership Group (“SSOG”, “we”, “us”, “our”). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.
Who We Are
Seafield Shared Ownership Group
Registered company name: [PLACEHOLDER — COMPANY LEGAL NAME]
Company registration number: [PLACEHOLDER — COMPANIES HOUSE NUMBER]
Registered office: 62a Whitpton Village Road, Exeter, Devon, EX4 8AW
Contact: [email protected]
Nature of Our Service
This Site provides general information about shared ownership as a route into home ownership. Nothing on this Site constitutes financial, legal, mortgage, or investment advice, and nothing on this Site should be relied upon as a recommendation or guarantee of eligibility, approval, or outcome.
[PLACEHOLDER — REGULATORY STATUS]: Confirm and state here whether SSOG is authorised and regulated by the Financial Conduct Authority (FCA), and if so, include the firm reference number. If SSOG is not FCA-authorised, this section must clearly state the capacity in which SSOG operates (e.g. introducer to regulated partners) and must not imply regulated advice is being given. This wording should be reviewed by a solicitor before the Site goes live.
You should always seek independent financial and legal advice from a suitably qualified, FCA-authorised adviser before entering into any shared ownership or mortgage agreement.
Use of This Website
You may browse and use this Site for your own personal, non-commercial purposes. You must not misuse the Site by knowingly introducing viruses, attempting unauthorised access, or using the Site in any way that could damage, disable, or impair it.
All content on this Site — including text, graphics, logos, and images — is owned by or licensed to SSOG and is protected by copyright and other intellectual property laws. You may not reproduce or redistribute any content without our prior written consent.
Accuracy of Information
We take reasonable care to ensure the information on this Site is accurate and up to date, but we make no warranties or guarantees, express or implied, about its completeness, accuracy, or suitability for your circumstances. Shared ownership eligibility, terms, and availability depend on individual circumstances and are subject to application, assessment, and status.
Third-Party Links
This Site may contain links to third-party websites (including social media). We are not responsible for the content, accuracy, or privacy practices of any third-party site.
Limitation of Liability
To the fullest extent permitted by law, SSOG shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of, or inability to use, this Site. Nothing in these Terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under English law.
Governing Law
These Terms are governed by the laws of England and Wales, and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.
Changes to These Terms
We may update these Terms from time to time. The updated version will be posted on this page with a revised “Last updated” date.
Contact Us
If you have any questions about these Terms, please contact us at [email protected].
This is template legal text and has not been reviewed by a solicitor. It must be reviewed and adapted to SSOG’s actual business structure, regulatory status, and legal obligations before the Site is published live.